Past Client & Realtor Testimonials
"After more than 18 years in the "Mortgage / Real Estate" Industry, I have found that keeping your clients informed and happy, is the key to long term success!"
Following are brief notes from my Past Clients & Local Realtors
Thanks for the Great Job. I love it when everybody is happy with what we do. We make it look very simple, but they really don't know how much effort and knowledge goes into the whole process. I like to be proud of who I do business with and I must say, I am very proud to be associated with you. I don't do much business now, but you can be sure that I will direct all I can your way. You do a wonderful job and deserve all the business you get.
Thanks again for your honest and straight forward approach.
Prudential Calif. Realty
Anaheim Hills, California
Munzing has done two refinances for me is the past 1 ˝ years. Mike
overcame insurmountable obstacles to get the loan approved.
I am a single mother
with a modest income. I
went through a very difficult divorce and Mike dealt with heated lawyers
and my financial handicaps. With Mike’s persistence and devotion to
his profession, he was able to get a loan approved that in paper should have not been
approved. I cannot give
enough credit, praise, and thanks to Mike Munzing.
I know that without him, I would have lost the house and my
family’s financial security.
second refinance was done recently due to the drop in interest rates.
The process was so easy and the refinance decreased my mortgage
payment by $200 per month.
All I had to do was sign the escrow papers and Mike did the rest.
I cannot thank him enough for all he has done for me and my
am forever indebted to Mike. I
truly feel no one else could
have done what he was able to do.
want to thank you for the amazing job you did helping us finance the
purchase of our home.
our realtor, Jake Zakhar, told us about how closely you worked with your
clients, we found it hard to believe. When he also told us how quickly
you could turn a loan around, we also found it hard to believe. When you
told us that you would get us the best rate possible, we found that too
hard to believe.
was amazing to meet someone that “did what they said”. Not only did
you meet the commitments you made to us, you exceeded them! There are
very few people that do and to actually find someone that lived up to
their commitment amazed me. You managed to approve, close and fund our
loan in 3 weeks, which is unheard of in today’s or any other market.
As we both know, our loan was not easy – figuring out all of the
student loans on the credit report and where they fit was no easy task.
But thanks to you it was. I can’t forget to mention how you truly did
get us the best possible rate. I still look at other rates in the
marketplace and none have yet to come close to ours.
professionalism and expertise was apparent again as we were trying to
close on our property. It became clear that the listing agent (for the
property we purchased) was not communicating with the seller or the
escrow company and could have potentially caused the deal to collapse.
Thanks to your hard work and communication with both my realtor and
escrow company, you managed to get the deal funded on time with no
inconvenience to the seller or us.
Matteo & Dr. Sonia Sebastiano
Union Bank Of California
Trabuco Canyon, California
we purchased our home in early 2000, the prevailing rates were not
nearly as attractive as they have been recently. Nevertheless, Mike was
checking non-stop, trying to find the best possible rate. He was in
contact with us on a daily basis, and we ended up getting a rate that I
am certain we could not have gotten anywhere else. Our realtor confirmed
that assumption. Furthermore, we could not have purchased the home we
wanted, were it not for the rate that Mike secured. We'll definitely go
to him the next time we're in the market."
Jon & Lee Ann Mudrock, Account Exec..
Warehouse Specialists, Inc.
Coto De Caza, California
New Year Mike, I really appreciate the help in closing my loan for
my house in October. Everything went so well, it was a pleasure. I
would recommend you for anyone I know if the situation presents itself.
VP, Business Dev.
for everything that you have done for my wife and I this year. what a
breeze my new loan was!!
Lance Brunner, MD
Thanks again for your help. I asked for your help in refinancing my mortgage because I was so pleased with the job that you did on the original mortgage! At the time, I was pleasantly surprised that you found what turned out to be just about the most competitive ARM available. You certainly equaled this initial performance by offering and delivering a competitive fixed rate for my refi, while keeping my out of pocket expenses to absolute minimum. Thank you for a job well done!
I would like to commend Mike Munzing and all the professionals at American Sterling Bank for the outstanding service they provided in funding my home loan.
With my good credit and Mike's know how, I received the 100% financing I was requesting, and in less than 30 days.
Thanks for making my home buying experience an enjoyable one.
People First Tech. Group